Higher interest rates and the rapid increase in the cost of living are likely to be affecting many areas of your finances. The start of the year is the perfect time to think about any concerns you may have and to ensure you’re making the most of your money.
The average British family used to be 2.4 children, these days it’s 1.7 children (and half a dog). Whether your idea of a family is two adults and two children or just you and a dog creating a family budget is an essential step towards managing your finances effectively.
We have evolved over 3 million years and only lived the way we do today for a fraction of that time. Our behaviour is often at odds with how we make financial decisions.
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