No matter what he thinks, your mate Dave isn’t a mortgage expert – speak to a qualified adviser. They’ll help you find the best deal, whatever your circumstances.
A standard variable rate is the interest rate set by your mortgage lender. After your tracker, fixed or discount rate mortgage is over, you will likely switch the an SVR mortgage.
When Tom and Pete bought their first property together, life couldn’t have been better. They both had good jobs pulling in decent salaries and were excited about spending the rest of their lives together. They chatted about making a will a few times, but somehow life always got in the way. Until one day, 10 years after moving in together, Pete got a call that would change his life forever – Tom had been killed in a car accident.
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